There are a lot of money saving apps in the main mobile stores, but as you can imagine, the really difficult thing is finding one that fits your lifestyle, offers you what you need at any given time and is easy to use.
Finding the perfect app can be a really hard job and for that reason, to help you out, here you will find The best money saving apps for Android and iOS and see how your bank account grows month after month without you realizing it.
The list is quite specific and each one is aimed at a specific profile of person.
From those who only need a simple tool without graphics or hundreds of options, to those who need graphics, savings tips and to have all their financial transactions in one place.
The 5 best apps to save money on iOS and Android
Fintonic (Android, iOS)
One of the best known, but it is understandable, since It is one of the best apps to save money that exists today.
Not only does it alert you about duplicate charges, bank fees, insurance expiration and much more, but it also has a tool, FinScore, from which you can learn all kinds of effective savings methods.
It also has a very minimalist and simple style where at a glance you can see your expenses by category, establish a savings plan, use your own Fintonic card without commissions, save on insurance, electricity or telephone and your data is also protected by the European GDPR.
Challenge: 52 weeks of savings (Android, iOS)
This app leaves out all kinds of graphics and elements that can stress you out and only proposes a very clear weekly goal: set aside an amount of money that gradually increases.
You set up a savings plan and set an amount that can start at, for example, 3 euros per week. When the week ends, the amount goes up to 6 euros, then to 9 euros and so on until the plan ends.
If for example you set a time frame of 52 weeks, a year to be clear, When the process is complete you will have saved a little more than 4,100 euros.
Yes, it may lack the possibility of blocking that money in your bank account in some way so that you cannot use it – you have to do it manually – but its free plan is very simple and is certainly one of the best. money saving apps funniest on the list.
Coinscrap (Android, iOS)
This Money saving app is perfect for those who want to forget about complicated charts or simply find it very difficult to stick to a monthly action plan.
Its main feature is that you can choose between different savings plans, with rounding being its main distinguishing feature.
For example, if you spend 2.65 euros, those 35 cents are saved directly in your Coinscrap profile and you can check your savings whenever you want.
It requires a bank account that will be very secure thanks to the AES 256-bit security encryption that it boasts and it is necessary to subscribe to a specific savings plan to start setting concrete goals.
Mint (Android, iOS)
This is Another fantastic app to help you save money who also already has several years of experience behind him.
On your part, you need to connect it to your bank, but once you do, you will have a very effective and minimalist interface with your common expenses divided into a multitude of categories.
Besides, It also specifies exactly the total expenditure of a category. so that you are clear about how much money you spend on anything.
For example, in the subscriptions section, it groups streaming platforms, monthly services you subscribe to, and much more. It divides them one by one by the exact price you pay and automatically adds them up for you.
And as you can imagine, it’s getting bigger.
Another of the most interesting points of This fantastic money saving app is that you can set different spending and savings goals, schedule reminders for future payments and have graphs on the evolution of your personal economy to have a much more accurate perspective on your finances.
Monefy (Android, iOS)
If you’ve always wanted have a good savings app on your mobilebut you don’t want to link your bank account, this is the perfect option for you.
To give you a clearer idea of what this app offers, it is like a kind of lifelong expense book.
As you can imagine, you have to enter everything by hand, but it is very easy to record all your expenses by differentiating them by categories, it is compatible with a lot of currencies, it offers a calculator and once it has all your data, it is able to give you a good handful of very simple graphics to keep your personal finances under control.
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Tags: Personal Finance, Apps, iOS, Android